{"id":3451,"date":"2025-12-01T21:25:38","date_gmt":"2025-12-01T14:25:38","guid":{"rendered":"https:\/\/bachalangnghe.com\/?p=3451"},"modified":"2025-12-25T22:53:42","modified_gmt":"2025-12-25T15:53:42","slug":"giam-lai-suat-cho-vay-mot-so-chuong-trinh-tin-dung-chinh-sach","status":"publish","type":"post","link":"https:\/\/bachalangnghe.com\/?p=3451","title":{"rendered":"GI\u1ea2M L\u00c3I SU\u1ea4T CHO VAY M\u1ed8T S\u1ed0 CH\u01af\u01a0NG TR\u00ccNH T\u00cdN D\u1ee4NG CH\u00cdNH S\u00c1CH"},"content":{"rendered":"\r\n<p>Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 H\u1ed3 \u0110\u1ee9c Ph\u1edbc v\u1eeba k\u00fd ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2553\/Q\u0110-TTg ng\u00e0y 21\/11\/2025 v\u1ec1 vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng ch\u00ednh s\u00e1ch do NHCSXH tri\u1ec3n khai, nh\u1eb1m t\u0103ng c\u01b0\u1eddng h\u1ed7 tr\u1ee3 c\u00e1c nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng y\u1ebfu th\u1ebf v\u00e0 khu v\u1ef1c kh\u00f3 kh\u0103n.<br \/>C\u1ee5 th\u1ec3:<br \/>\ud83d\udccc L\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi h\u1ed9 ngh\u00e8o v\u00e0 ch\u01b0\u01a1ng tr\u00ecnh cho vay h\u1ecdc sinh, sinh vi\u00ean theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 157\/2007\/Q\u0110-TTg \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m t\u1eeb 6,6%\/n\u0103m (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 0,55%\/th\u00e1ng) xu\u1ed1ng c\u00f2n 6,24%\/n\u0103m (0,52%\/th\u00e1ng).<br \/>\ud83d\udccc Ch\u01b0\u01a1ng tr\u00ecnh cho vay h\u1ed9 gia \u0111\u00ecnh s\u1ea3n xu\u1ea5t, kinh doanh t\u1ea1i v\u00f9ng kh\u00f3 kh\u0103n v\u00e0 cho vay th\u01b0\u01a1ng nh\u00e2n ho\u1ea1t \u0111\u1ed9ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i khu v\u1ef1c kh\u00f3 kh\u0103n, l\u00e3i su\u1ea5t gi\u1ea3m t\u1eeb 9,0%\/n\u0103m (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 0,75%\/th\u00e1ng) xu\u1ed1ng c\u00f2n 7,8%\/n\u0103m (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 0,65%\/th\u00e1ng).<br \/>\ud83d\udccc Ch\u01b0\u01a1ng tr\u00ecnh cho vay c\u1ea5p n\u01b0\u1edbc s\u1ea1ch v\u00e0 v\u1ec7 sinh m\u00f4i tr\u01b0\u1eddng n\u00f4ng th\u00f4n \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t t\u1eeb 9,0%\/n\u0103m (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 0,75%\/th\u00e1ng) xu\u1ed1ng 8,4%\/n\u0103m (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 0,70%\/th\u00e1ng).<br \/>\u23f0 M\u1ee9c l\u00e3i su\u1ea5t m\u1edbi \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 1\/12\/2025 \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay c\u00f2n d\u01b0 n\u1ee3 t\u1ea1i NHCSXH.<\/p>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"559\" class=\"wp-image-3452\" src=\"https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530671650_ddd846f2f185170f16a2d7e49a92c513-1024x559.jpg\" alt=\"\" srcset=\"https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530671650_ddd846f2f185170f16a2d7e49a92c513-1024x559.jpg 1024w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530671650_ddd846f2f185170f16a2d7e49a92c513-300x164.jpg 300w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530671650_ddd846f2f185170f16a2d7e49a92c513-768x419.jpg 768w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530671650_ddd846f2f185170f16a2d7e49a92c513-1536x838.jpg 1536w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530671650_ddd846f2f185170f16a2d7e49a92c513-2048x1117.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1008\" height=\"1024\" class=\"wp-image-3453\" src=\"https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907-1008x1024.jpg\" alt=\"\" srcset=\"https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907-1008x1024.jpg 1008w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907-295x300.jpg 295w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907-768x780.jpg 768w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907-1512x1536.jpg 1512w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907-2016x2048.jpg 2016w, https:\/\/bachalangnghe.com\/wp-content\/uploads\/2025\/12\/z7280530499214_bd61d9f7895999b185c4f846b9ab4907.jpg 2048w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/><\/figure>\r\n","protected":false},"excerpt":{"rendered":"<p>Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 H\u1ed3 \u0110\u1ee9c Ph\u1edbc v\u1eeba k\u00fd ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2553\/Q\u0110-TTg ng\u00e0y 21\/11\/2025 v\u1ec1 vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng ch\u00ednh s\u00e1ch do NHCSXH tri\u1ec3n khai, nh\u1eb1m t\u0103ng c\u01b0\u1eddng h\u1ed7 tr\u1ee3 c\u00e1c nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng y\u1ebfu th\u1ebf v\u00e0 khu v\u1ef1c kh\u00f3 kh\u0103n.C\u1ee5 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3452,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-su-kien"],"_links":{"self":[{"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/posts\/3451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3451"}],"version-history":[{"count":2,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/posts\/3451\/revisions"}],"predecessor-version":[{"id":3521,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/posts\/3451\/revisions\/3521"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=\/wp\/v2\/media\/3452"}],"wp:attachment":[{"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3451"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3451"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bachalangnghe.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}